Tag Archives: future

Are You Making This Dangerous Retirement Planning Mistake?

retirement

It’s a logical plan to address a major concern, but I need you to listen to me: thinking you can just keep working may be unrealistic. In the same survey from the Employee Benefit Research Institute, just 15% of retirees said they kept working past age 65. That’s a serious gap between expectations (>40% plan to keep working past 65) and real life (only 15% retired after age 65.)

A big portion of people who retired earlier than they expected were sidelined by illness or disability. Taking care of a family member can also derail plans, as can being downsized or pushed out of a job. 

If your retirement plan is centered around the assumption you will just keep working longer, please consider these important steps:

  • Keep Saving. If you are not saving for retirement, or aren’t pushing yourself to save even more, you are putting your future security at risk. The best way to navigate the unknown is to hope for the best and plan for the worst. In this case, not being able to keep working longer is a “worst” case scenario. Plan for that by committing to save as much as possible today in your retirement accounts.
  • Keep Sharp. I know you’ve heard plenty about keeping your work skills up to date, but you still haven’t done much. If there’s no on-the-job training available, check for online courses; there are plenty of terrific web-based classes you can take. Or look into whether your local community college has useful courses in your field.
  • Keep Fit. The healthier you are, the less susceptible you may be to certain illnesses. There’s also the mind-body connection; I am a believer that when you feel physically strong it spills over into a frame of mind that can make you ever more valuable at work. Besides, I want you to be in the best shape possible for when you do retire, so you can enjoy yourself! – Suze Orman
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CATCHING FIRE

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Catching fire is more than hunger games. It’s being a light and hope that leads the way for others to pursue victory. Are you a catcher of fire? Do you present others with hope for the future? Is your presence one filled with hope and confidence in God or do you pour on the doubt and despair?

The God of Abraham, Isaac, and Jacob is a living God determined to save his people. He has promised to answer prayer and reveal his secret to the righteous. He is a consuming fire. His eyes are like flames of fire. If you catch his fire you will be like hot coals warming hearts around you.

Do not allow the cold news of homocide and suicide to persuade you to believe that God is sleeping or does not care. You know he delivers and sets free. You know this earth is not the believer’s home. You know that victory over sin, death and disease will be won. You know that catching fire is contagious.

You also know there is strange fire that should not be entertained by the believer in Jesus. This is not the fire from the Lord, but a pseudo fire. The purpose of which is to deceive. How do you tell the difference? Any spirit that confesses not that Jesus came in the flesh is not of God.

The difference is in the name Jesus. Catch this fire and be the hope for others to see and enjoy.